Which of the following best describes a trustworthy individual?

A trustworthy individual is best described as honest and reliable. Honesty refers to the quality of being truthful and transparent, which fosters trust in relationships. Reliability complements this by indicating that a person consistently fulfills their promises and responsibilities, making them someone others can depend on. Together, these traits create a strong foundation of trustworthiness, as people are more likely to feel secure in their interactions with someone who demonstrates both honesty and reliability.

In contrast, the other options highlight characteristics that are not aligned with trustworthiness. Disrespectful and self-serving behavior undermines trust because it indicates that a person is more focused on their own interests rather than the needs or feelings of others. Being informed and clever might suggest intelligence, but without honesty and reliability, those traits do not necessarily lead to being trustworthy. Similarly, caution and non-commitment can be traits of someone who is hesitant or indecisive, which may not inspire confidence or trust in others.